Small Business Resources

Click here for Guide to Disaster Assistance Services for Immigrant New Yorkers


Please register with FEMA here, via phone at 1-800-621-FEMA(3362) (with language assistance).

U.S. Small Business Administration:

Home owners and renters, as well as businesses and non-profits, can apply for a disaster loan from the U.S. Small Business Administration here or in person at any Disaster Recovery Center. Call 1-800-659-2955 or email to find your nearest location. The deadline to apply is December 31, 2012.

  • The U.S. Small Business Administration has opened a Business Recovery Center, open weekdays from 9AM to 5PM and Saturdays from 10AM to 2PM: 79 John Street, 2nd Floor, Lower Manhattan.

Hurricane Sandy Relief Efforts: Supporting Immigrant Communities- Click here for more info

Loans/ Grants:

Disaster SNAP (D-SNAP Can Provide You With Temporary Food Assistance: December  12-18, 2012

Click here for more information.

The NY Business Development Corporation and NYC Small Business Services have teamed up with Goldman Sachs to provide NYC businesses with loans of up to $25,000. Loans are interest-free for the first six months and 1% interest for the following 24 months. An application is availble here.


U.S. Small Business Administration

SBA has business physical disaster loans and economic injury disaster loans that provide funds directly from the U.S. Treasury. The loans are capped at $2,000,000 for a business for the repair or replacement of real estate, inventories, machinery, equipment and all other physical losses. The loans are at an interest rate of 4% for businesses, and 3% for non-profit organizations. Call (800) 659-2955 or email or visit apply  here. New York Declaration #13365 & #13366 (Disaster: NY-00130)


NY State Department of Financial Services

If you do not have flood insurance or interruption of service insurance or if you are having difficulty getting coverage from the insurance company, fill out the SBS inquiry form or visit the New York State Department of Financial Services website here. They connect businesses with pro bono legal services to help deal with insurance companies.

NYC Small Business Services (SBS)

SBS is offering emergency bridge loans with a 0% initial interest rate (increases to 1% after six months). The loans go up to $25,000 for a small business, and the turnaround time is supposed to be 5 days from filing. You can apply for these here or visit the Small Business Solution Center at 79 John Street, NY, NY 10038 or call (212) 618-8914.

Renaissance Economic Development Corporation

Renaissance EDC is offering a special economic recovery loan for businesses in Lower Manhattan affected by the storm. The loans go up to $30,000 at a 3% fixed interest rate for businesses south of 40th street in Manhattan and deferments up to 3 months. Call (212) 964-6022 or visit the Manhattan office at 1 Pike Street, New York, NY 10002.

Note: Many of the loans have deadlines for application. Apply early and check with individual agencies to ensure that you do not miss out.




U.S. Small Business Administration Manhattan Small Business Development Center

You can get general assistance during weekdays at the Manhattan SBDC at Pace University, 163 William Street, NY NY 10038 on the 3rd Floor. Or call (212) 618-6655 or email the Director, Ira Davidson at


Tax Exemption:


The NYC Industrial Development Agency’s Hurricane Emergency Sales Tax Exemption Program (HESTEP) will provide exemptions of up to $100,000 for each affected business on purchases of building, construction and renovation materials, machinery and equipment, and other items and services needed to rebuild. Fill out the application and mail it to


Connecting Needs & Resources:


The NYC Economic Development Corporation has set up a program that allows businesses to donate their space, power, internet, and professional services to businesses in need. A list of free temporary workspaces is available here.

If you’re able to donate resources to businesses in need, please fill out this form.


Work Interruptions:


The NY State Dept. of Labor’s Shared Work Program provides an alternative to laying off full-time employees. You can reduce the number of hours all employees or a group of employees work, and they can receive Shared Work Benefits. Apply by calling 518-457-2635 or by visiting a One-Stop Career Center.